19.12
2017

Come scegliere l’immobile giusto in Croazia? Ecco cosa devi controllare in Catasto. Trasformati in detective!

Venditori improvvisati e agenti immobiliari croati descrivono le ville in vendita in Croazia con approssimazione e superficialità.

E quando visiti la proprietà, ci sono cose che preferiscono non dirti.

Come fare allora per garantirti una rendita senza intoppi? Leggi questo articolo, e impara a indagare su ciò che devi assolutamente sapere prima di investire in Croazia

 

 

Guida esclusiva STEP-BY-STEP solo su Candy Brick

 

Questo articolo non è una guida completa su come acquistare un immobile in Croazia. Ma ti darà una LEZIONE IMPORTANTISSIMA, che non troverai mai altrove.

Nemmeno in Google.

Chiedi pure in giro, difficilmente sentirai quello che sto per dirti.

La prima volta, quando avevo bisogno di questo genere di informazioni, ho pagato alcune centinaia di euro a un avvocato…che non ha risolto il caso!

Mentre tu, leggendo questo articolo, saprai trovarle da solo!

 

Sei un investitore intelligente, furbo come una volpe

 

Venditori non professionali e agenti immobiliari evitano le domande scomode.

O forse ti dicono solo qualcosa per tenerti buono.

Ma ricordati che le parole PER ESSERE VALIDE necessitano di dati solidi, prove documentate e documenti legali.

Impara a scoprire da solo ciò di cui ai bisogno utilizzando Geoportale e Catasto.

 

Dinamiche di mercato che possono causare problemi. Come risolverli?

 

Trovi un annuncio con una villa in vendita in Croazia.

Telefoni per maggiori informazioni.

Al telefono ti ripetono solo quanto scritto nell’annuncio. Quindi prendi un appuntamento, per conoscere più dettagli.

Sorprendentemente, oltre a mostrarti la villa, non hanno nulla di particolare da aggiungere. Era tutto scritto nell’annuncio.

Povero agente immobiliare, rimasto senza parole. Ha 200 immobili in portafoglio da vendere, come può ricordarsi i dettagli di ciascuno?

 

Innanzitutto, vogliono che gli mostri il tuo convinto interesse. Qualcosa tipo:

 

Io non so nulla di questa villa in vendita. Non so chi l’ha costruita, come, qual’era l’idea di base del progetto, chi è il proprietario, qual è la situazione legale della proprietà, ma…me ne sono innamorato a prima vista, e vorrei comprare. Parliamo dei dettagli.

 

Questo è ciò che vogliono sentirti dire.

Dovresti quindi mostrare il tuo forte interesse (ma come?? Basato su cosa?? Senza informazioni e dopo 5 minuti di passeggio in casa??)

Passi più tempo a scegliere il vestito che a guardare la casa. E vorrebbero che in quei 5 minuti decidi per un importante investimento in Croazia. Come no.

Non capiscono che stai acquistando una proprietà per investimento, e che quindi devi analizzare ogni dettaglio per proteggere il tuo capitale.

Ma no, non lo capiscono.

Pensano davvero di poter scrivere 2 frasi sulla casa, mettere 2 foto con un vecchio smartphone, e mostrarti una casa vecchia, magari vuota fino a qualche ora prima, oppure piena di roba di chi ci vive.

Ricevi più assistenza quando compri dolci e ciambelle!

In ogni caso, il tuo focus è sulla soluzione.

Di conseguenza, se non ricevi le informazioni dal venditore o dall’agente immobiliare, ci pensi da solo.

Semplice.

Se hai tempo per un tour dell’Istria insieme a venditori e agenti immobiliari, invece di contattare direttamente Candy Brick, quanto scritto sopra è proprio ciò che ti accadrà.

 

Ora, concentrati, e impara subito a utilizzare Geoportale e Catasto.

 

Ottieni importanti informazioni sull’immobile: chi è il proprietario, quali sono le metrature riportate nei documenti, ci sono mutui o altri problemi?

 

No, non guardare le offerte degli agenti immobiliari.

Loro accettano qualsiasi cosa in portafoglio. Di conseguenza, ti consigliano immobili impossibili da vendere, oppure con seri problemi, che quindi richiedono un capitale extra e una certa esperienza.

Questi problemi sono principalmente:

 

  • Molteplici proprietari (ricordo un caso con 27 proprietari – non scherzo! In bocca al lupo per i prossimi 5 anni che passerai a trovare un accordo con tutti i venditori, alcuni dei quali vivono negli USA o in Australia!)

 

  • Mutuo (non tutti sono Stralciando, il nostro partner che in Italia dei mutui fa un sol boccone :-). Spesso i mutui sono molto superiori al valore della proprietà, e ci sono molte cose che non puoi risolvere in modo veloce ed economico);

 

  • Problemi pratici (ad esempio: c’è un tubo del gas che passa sotto la tua parcella, oppure il tuo vicino ha diritto di attraversare il tuo giardino per arrivare a casa sua. Ci sono molti casi complessi che possono crearti seri problemi, soprattutto se vuoi vendere nuovamente l’immobile. Infatti, il nuovo acquirente ti offrirà meno soldi rispetto a una villa identica… ma senza questi «piccoli» problemini 😉

 

 

Come acquistare un immobile in Croazia? Prima, scopri il Geoportal – una mappa con informazioni importanti sulle parcelle

 

Non è la mappa delle case che devi studiare. Ma la mappa dei terreni.

Le informazioni sul terreno ti diranno anche molto sulla villa in vendita, situata su quella parcella.

Non preoccuparti. Non devi essere un geodeta, che peraltro abbiamo già nel team (per maggiori informazioni sull’importanza di un geodeta, ascolta il podcast di Candu Brick – EPISODE WITH AN EXPERT GEODESIST).

Segui i punti seguenti, e ti muoverai da solo sul Geoportal.

1. Vai su Geoportal

 

 

2. Scrivi in alto a sinistra il nome della città che vuoi analizzare. Ad esempio: Vodnjan. E’ un bel paesino non lontano dalle proprietà di Candy Brick.

 

 

Clicca sulla prima opzione della lista VODNJAN, e lo zoom della mappa è automatico:

 

 

Poi, continua a cliccare sulla mappa per aumentare lo zoom. Continua, fino a vedere il numero di ogni particella di terreno.

Quando ti trovi in Istria, e stai visitando proprietà e ville in vendita, ricordati la posizione in cui ti trovi. In questo modo, appena torni a casa potrai ritrovare qui la tua posizione, sulla mappa e con la giusta numerazione!

Hai bisogno di questi numeri per fare il detective 😉

 

Ora ti trovi a VODNJAN, e vuoi controllare l’immobile:

1790/31

Una cosa importante da ricordare, è che la città di Vodjnan fa parte del Catasto di Pula (Katastarski ured).

Quindi è dal Catasto di Pula che ora potrai «spiare» la situazione di questi due immobili!

 

Catasto – detective livello avanzato

 

Il Catasto contiene informazioni su particelle, immobili, proprietari, e molte altre informazioni su ogni singola porzione di terreno.

I più importanti Catasti in Istria sono nelle città di PulaBujeLabinPazinRovinj e Porec.

Ogni singola particella ha un numero.

Ad esempio, la particella 1790/31 di Vodnjan è sotto il territorio di Pula.

Per investire correttamente in Croazia, devi imparare a utilizzare il Catasto online.

 

1.Vai a SITO DI CATASTO (www.katastar.hr/dgu/)

 

 

2. Scrivi il nome del Catasto nel box rosso. Per l’immobile che stiamo cercando, è Pula. Poi accetta.

 

3. Quando vedi questa schermata, clicca ancora su “Pula”:

 

 

4. Vedrai questo:

 

 

1 è il nome dell’ufficio del Catasto (Pula).

2 è il nome della città/villaggio

Clicca sul simbolo dello zoom, e vedrai questa finestra:

 

 

Scrivi Vodnjan e clicca sul simbolo OK, dovresti ottenere questa scritta:

 

 

Il numero della particella è 1790/31.

Nel primo box (“Broj“) scrivi 1790, nel secondo box (“Podbroj“) scrivi 31.

Poi, clicca su “Trazi“, scrivi il codice e vai su “Potrvdi” per accettare.

 

 

Poi, clicca qui :

 

 

Captcha, nuovamente:

 

E finalmente ci sei!!! BINGO!

 

 

Informazioni sul proprietario, metrature, tipologia di immobile, mutui, e molto altro nelle tue mani:

 

 

SCARICA IL DOCUMENTO

Nota bene: questa è una copia dell’originale, 100% reale, abbiamo selezionato casualmente una particella dal Geoportal.

 

Leggi il documento del Catasto

 

Dal documento puoi visionare la tipologia di immobile, con relativa metratura.

In questo caso è Oranica. Terreno agricolo.

Come?? Ma c’è una villa con piscina sul terreno !!

Si, ma non nei documenti.

Spesso il motivo è che il proprietario non ha ottenuto il permesso di abitabilità. Ma le ragioni potrebbero essere diverse, come un ritardo nella comunicazione tra le istituzioni (potrebbe essere il caso di questo immobile).

Inoltre, puoi vedere chi sono i proprietari. In questo caso ci sono due proprietari. Un privato e un’azienda.

Ricorda, più proprietari = più problemi.

L’ultima parte contiene la storia del mutuo, e se ci sono problemi di altro tipo.

Come puoi vedere, un documento importantissimo.

 

Con Geoportal e Catasto ottieni informazioni decisive per l’acquisto (o non-acquisto), più che in ogni annuncio!!

 

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Segui la pagina Facebook: PAGINA FB Candy Brick

18.12
2017

How to buy property in Croatia? Like a detective spying in Cadastre.

No-name private sellers and real estate agents in Croatia write very poor descriptions of villas for sale in Croatia.

And once you’re viewing the property, there are things they just decide not to share with you.

How to buy property in Croatia then? Read this article and learn investigating skills that you really need to invest in Croatia.

 

Designed by Freepik

Exclusive guide STEP-BY-STEP only on Candy Brick

 

This article is not a complete guide to buy a house in Croatia. It will give you though ONE VERY IMPORTANT LESSON, that you can’t find anywhere else!

Search on Google, you won’t find it anywhere.

Ask people, they will hardly explain you step by step like we do in this article.

First time, when I needed this kind of information, I paid few hundred euros to a lawyer and… he didn’t solve the case!

And very soon you’ll be able to find such information on your own!

 

Smart buyer in Croatia is cunning as fox

 

No-name private sellers or the real estate agents with short term goals of earning their commission avoid answering your uncomfortable questions.

Or they just tell you something to keep you calm.

But, remember, words to be valid, needs solid, proven data and legal documents.

And each time there is something you don’t know, puts your property investment at risk.

Learn how to discover reliable information on your own when buying property in Croatia using Geoportal and Cadastre.

 

 

The market dynamics that cause question how to buy property in Croatia. How?! HOW?!

 

You’re finding an ad with a villa for sale in Croatia.

You’re calling to get more information.

On the phone they just repeat what was written in the ad.

OK, they will make a proper presentation during meeting – you think.

Surprisingly, during the meeting, apart of showing you the villa, they doesn’t really know what to tell you.

It was all written in the adwhat to add? 

Now, different days need to pass until they inform themselves on what they had showed you.

Understand this poor real estate agent.

He has over 200 real estates offers in his hands.

We offer a great variety of properties: garage, lands, apartments, flats, condos, villas, houses, cottages, office spaces, commercial spaces…. EVERYTHING FOR OUR CLIENT!!! 

Yeah yeah, but they forget that you want to buy one, single investment property in Croatia.

If you want to buy a villa in Croatia, you doesn’t care about 100 lands for sale that he has to offer or the office spaces in centre of Pula!

What matters is quality, and not the quantity of properties the company has on its website.

Otherwise, how can they know well each of this specific type of real estate?

Work with an expert in a certain category.

 

Show your interest in buying, only afterwords you will be kind of informed (it’s really like this)

 

First, you need to show your solid interest saying something like:

 

I don’t know anything about this villa for sale.

And I have also no idea how it was built, by whom, what was the idea behind this project, who is the owner, what is the legal situation of the house, is there a mortgage on the property, but…

… I love it so much from the first sight, that I want to buy it. First, I sign, pay for the villa, and only then you will show me papers and I’ll analyse details once sitting in my new home.

 

This is what they want you to say.

First you need to show your strong interest (but how?? Based on what?? On no-information, and 5 minutes walking around the house??).

You spend more time choosing your suite, then those 5 minutes in which they want you to take decisions about the investment property in Croatia.

They don’t understand you’re buying property abroad for investment and that you need to analyse every little aspect to secure your capital.

But no, they don’t get it.

 

You mentality VS their modus operandi

Real estate agents really think, they can write 2 sentences about the house, add 2 pictures with an old smart phone and show you a cold and dark house, which was empty since last few weeks or in which there are still owners with their stinky mess.

Don’t you get more assistance when you’re buying doughnuts? 🙂

Anyway, you are a solution oriented person.

Otherwise you wouldn’t be here, thinking about buying a villa in Croatia!

A looser, a person with no ambition think at max. about Croatia as a holiday destination.

And he will keep thinking forever:

 

I can’t invest, because balance on my account is always close to zero.

 

Coming back to you, if you don’t get information from the no-name private seller or the real estate agent, you search for information on your own.

Easy.

If you have enough time to make this kind of tour de Istria with agencies and no name sellers instead of contacting directly Candy Brick to present you investment properties branded Candy Brick, be ready for what you’ve just read above.

Be ready not only mentally 😉

You need to learn now how to use Geoportal and Cadastre 😉

2 online websites full of precious information!

 

Get important information about the property: who’s the owner, what’s its size in documents, is there a mortgage, are there other problems?

 

Real estate agencies, don’t check their offers the way they should.

You will have an impression that they take everything in their portfolios, just in case someone will be ready to buy it and pay them their commission.

As a consequence they recommend you to buy properties which are impossible to be sold or with serious problems, which requires extra capital or expertise competencies. All this you should know before the purchase, directly on the start, so you don’t loose your time.

 

This main problems are:

 

  • Multiple owners (I remember one property with 27 owners – yeah, yeah, go and lose 5 years of your life trying to find a deal with all this sellers, while some of them live all over the world, USA and Australia included);

 

  • Mortgage (not everyone is Stralciando – our company’s business partner with an expertise in helping debtors in Italy – that when sees a mortgage jumps with joy ;-). Mortgages are generally much higher than the price of the property. What’s more, there are many issues you can’t solve fast, cheap and with no years of experience);

 

  • Easements (like: there is a gas tube passing through your parcel or a water tube or your neighbour has a law to cross your garden to get to his place. That are also complicated cases and create you serious problems, especially when you want to sell the house again.  New buyer will be also looking at the easements suspiciously and with fear. As a consequence you will get much less money and the sale will surely last longer, than for the same villa, but with no easements).

 

 

How to buy property in Croatia? First, discover Geoportal ️- a map with information about parcels

 

No matter that you’re buying a house in Croatia, Geoportal, that you need to start your investigation, is not a map of houses! 😛

It shows you a map of lands!

However, the information about the land, gives you also information about the villa for sale, that is situated on that land.

Don’t worry 🙂 You don’t need to be geodesist to understand this (by the way, for more knowledge about land issues listen to Candy Brick podcast – EPISODE WITH AN EXPERT GEODESIST).

Follow the steps and you will see that it’s very easy to move on Geoportal’s maps on your own 🙂

1. You go on Geoportal

 

2. In left up corner type the city you want to zoom. Let’s type… Vodnjan! That’s a very nice village with an excellent barbecue meat in one of its restaurants 😉 Do you know which one I mean? 

 

 

You click the first option from the list VODNJAN and the map zooms automatically.

 

 

Then, you keep on clicking on the map to zoom it more.

Continue, until you can see numbers of each single piece of land (just like on the image under the next sentence).

IMPORTANT 

When you are here in Istria, and you are actually visiting places or villas for sale, then, remember your position. Once back home you will find where were you, on the map with the number! 🙂

And that feels like being a detective, don’t you agree? 🙂 

 

Now, on this screen, you’re in VODNJAN and let’s say you want to check house numbered:

1790/31

You’ll also need to know that the village of Vodnjan is under Cadastre in Pula (Katastarski ured).

Remember that, because now you will spy the situation of this house directly accessing data in Cadastre in Pula!

 

Time for Cadastre – detective level advanced 😉

 

Cadastre contains information about parcels, houses, owners and other information about each single piece of land or a land on which there is a house.

Most important Cadastres in Istria Croatia are in cities of Pula, Buje, Labin, Pazin, Rovinj and Porec.

Every single plot has its own number and it is associated to a certain Catastar (Katastarski ured).

Like plot 1790/31 in Vodnjan is under Pula.

When you want to know how to buy property in Croatia, then you need to learn how to use the online Cadastre.

 

1.Go on Cadastre website (www.katastar.hr/dgu/)

 

 

2. Write the name of the Cadastre in the red box (for the house we want to check it is “Pula”). Accept.

 

3. When you see this screen, click again on “Pula” as indicated:

 

 

4. You’ll get this:

 

 

1 is the name of the Cadastre office (Pula).

2 is the name of the village/city.

To fill up 2, click on the zoom symbol and this window pops up:

 

 

Write Vodnjan and click on the zoom symbol. Now you should get this screen:

 

 

Take now the plot number. That is 1790/31.

In the first box (“Broj“) write 1790, in the second box (“Podbroj“) write what’s after “/”, it’s 31.

Then, click “Trazi“, write the code and click “Potrvdi” to accept.

Lesson of Croatian for free 😉

 

 

Then, click here:

 

 

Write the CAPTCHA code and accept:

 

And here you are!!! BINGO!

 

 

Information about the owner, size, type of real estate, mortgage are IN YOUR HANDS:

 

 

downlaod this document

Please note, that this is an original copy100% real case and this property in Croatia has been selected accidentally on the Geoportal. It is just for studying propose.

 

Extracting juicy information from the Cadastre

 

In document you can read what type of real estate property it is and what its size is.

Here, in the analysing document, the type of real estate is ORANICA. And that means an agricultural land.

How can it be? There is a villa with pool on the terrain!

Yep, but villa is on terrain, it is not in the document.

Often the reason why it is so, is that the house owner did not get the usage permit.

But there can be also other reasons or simply delays in communication between the institutions (that could be the case of this house).

Then, you can see who are the owners.

In the document we downloaded there are 2 owners. One company and one private person.

Remember, more owners = more problems.

It’s simpler to deal with one company selling the villa, then with 3 private people. When you have more owners they will be always trying to move the responsibility to another owner if something happens.

Last part is talking about the story of the mortgage taken on that plot and it tells also if there are easements.

As you can see Cadastre gives you a FREE access to very powerful document.

 

With Geoportal and Cadastre you can get a lot of information decisive for purchase (or not) than in any real estate ad!!!

 

Do you agree with this statement? Let us now on: Candy Brick Facebook page.

 

Join the show

Want to know more on how to buy property in Croatia? Subscribe on our mailing list  and participate in the journey of real estate investing in Croatia. 

Leave you mail and name in this form:

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11.12
2017

Dove comprare un immobile da investimento? Candy Brick (Istria, Croazia) vs Algarve (Portogallo)

Il primo passo per investire in un immobile, è decidere DOVE puoi ottenere le migliori performance e condizioni.

In questo articolo troverai un confronto tra 2 opzioni – Candy Brick in Istria (Croazia) e Algarve (Portogallo).

 

 

Investimento immobiliare Candy Brick o un immobile in Portogallo? La scelta è molto semplice!

 

Cosa significa davvero investire in un immobile?

Il tuo obiettivo è prendere il sole in piscina, quando non ci sono i turisti? No, non credo.

Oppure lo fai per vantarti con i tuoi colleghi di lavoro, che esclameranno “WOW!” con grande invidia, perchè vorrebbero avere una casa-vacanze come la tua?

No, credo proprio che il motivo non sia quello!!

 

Quando cerchi un immobile da affittare, e vuoi ottenere un ottimo risultato economico, devi pensare razionalmente  e basare la tua decisione sui numeri.

Il focus va quindi sulle entrate economiche che otterrai da questo immobile nel corso del tempo.

Se segui questa strada, saprai scegliere facilmente dove investire.

 

Inoltre, sarai molto felice della tua decisione…e ti godrai anche il sole in piscina!;)

 

 

Tempo di numeri! Puntiamo i riflettori su Candy Brick in Istria (Croazia) e Algarve (Portogallo). Guarda il confronto!

 

Numero di pernottamenti (sono i TUOI CLIENTI PAGANTI)

 

Oltre 27.400.000 pernottamenti nel 2017 in Istria (Croazia). Questi sono i clienti di Candy Brick !

(Il numero dei pernottamenti viene pubblicato mensilmente da  Istrian tourist board. Puoi tenerlo sotto controllo QUA.)

 

Ora, per il confronto, hai bisogno del numero dei pernottamenti in Algarve.

Google, aiutami!!

No, il dato non si trova così facilmente.

Ho trovato solo numeri non aggiornati e… l’articolo più recente che ho letto non è proprio così incoraggiante!

L’articolo parla infatti di un forte calo dei turisti provenienti dal Regno Unito nella zona di Algarve.

Inoltre, l’utilizzo di dati non aggiornati è una chiara dimostrazione che a nessuno interessa di fornire informazioni accurate ai potenziali investitori, i quali vorrebbero capire se Algarve è il posto migliore per acquistare un immobile da mettere a reddito..

Continuo a cercare, modificando le parole chiave e limitando il timeframe di riferimento. Ho bisogno di dati aggiornati !

Alla fine, finisco nel sito web Statistics Portugal – che dovrebbe essere il più valido e affidabile.

Sbagliato!

4 giorni fa (!!) hanno pubblicato un documento, che mostra il flusso dei turisti…nel 2016!!

OK, allora proprio non volete darmelo il dato della stagione 2017, che mi permetterebbe di valutare e decidere!

E va bene, vado avanti utilizzando i dati del 2016: 18,1 milioni di pernottamenti ad Algarve.

(Ma ora dimmi: come mai l’Istria pubblica le statistiche ufficiali costantemente, mese per mese??!)

 

Pernottamenti di clienti paganti: oltre 27,4 milioni (Istria, Croazia) vs 18,1 milioni (Algarve, Portugal)

 

La differenza è imponente : 10.000.000 di notti pagate!!

E’ come dire 10.000.000 di occasioni in più di affittare la tua proprietà Candy Brick in Istria, piuttosto che in Algarve.

Niente male, dato che negli investimenti contano numeri e servizi. E con Candy Brick in Istria hai entrambe le cose 

 

UN ALTRO ELEMENTO DA CONFRONTARE: PRENOTAZIONI MEDIE di circa 7 giorni (Istria, Croazia) vs 2,5 giorni (Algarve, Portugal)

 

Non puoi decidere dove comprare un immobile da investimento, senza guardare con grande attenzione la durata media delle prenotazioni.

In pratica (cioè: in $$$), in Istria paghi per le pulizie una volta a settimana oppure ogni due settimane, mentre a Algarve paghi 2-3 volte alla settimana. 

Non vorrai mica ospitare i turisti in case sporche, e con asciugamani già usati??!

Data la permanenza media inferiore ai 2,5 giorni, un immobile ad Algarve significa costi fissi più alti, ed automaticamente minori profitti.

Al contrario, con una villa Candy Brick in Istria, hai la garanzia di prenotazioni minime per 7 o 14 giorni.

 

Tipologia di clienti in Istria e Algarve, e possibilità economiche.

 

Se hai due bambini, sicuramente avrai molti giochi con te, probabilmente un cane (o forse due, più un gatto:)). Viaggiare in aereo diventa quasi impossibile.

Probabilmente sceglierai una località bella, invitante, comoda, che puoi raggiungere in poche ore di macchina.

 

Chi passa qui molto tempo, prenotando le nostre ville ? Famiglie, in molti casi dalla Germania, una delle nazioni più ricche in Europa..

 

Le immagini spiegano  PERCHE’ più di mille parole.

 

Distanza in macchina dalla Germania a Pula, Istria (Croatia)

La famiglia che prenota la tua villa, parte al mattino e all’ora di pranzo si sta già godendo il pranzo sulla terrazza della tua villa Candy Brick 

 

Distanza in macchina dalla Germania a Faro, Algarve (Portugal):

6 giorni massacranti di viaggio con bambini e animali sono una soluzione impossibile per i tuoi clienti, che in genere hanno 14 giorni di vacanza.

 

Infatti, i turisti tedeschi preferiscono andare in Istria (Croazia) con le proprie famiglie, e non vanno ad Algarve.

 

Atmosfera familiare

 

L’istria è la destinazione preferita dalle famiglie, e non solo per la distanza e comodità logistica.

Un’altra ragione è che l’Istria è un luogo molto ospitale, che offre moltissime attività culturali e di intrattenimento.

 

Ecco cosa ottieni da Google se cerchi “faro algarve party”

Ragazzi giovani (leggi: portafogli vuoti), che prenotano appartamenti economici su Airbnb o ostelli in stanze dormitorio.

 

E invece quando digiti su Google “pula party”:

In quasi tutte le immagini puoi vedere l’Amfiteatar di Pula (Istria).

Questo luogo ospita concerti, opere teatrali, e altri eventi culturali. Per entrare, il costo non è proprio di un euro.

Questi eventi attraggono un pubblico molto diverso rispetto a quello che va a Algarve.

Le famiglie che vengono in Istria hanno uno standard di vita diverso, amano attività culturali e di intrattenimento, e prenotano il soggiorno presso le bellissime ville Candy Brick con piscina, e non certo in ostelli al risparmio.

 

Dove acquistare un immobile a uso investimento: TIME FOR KNOCKOUT

 

Le famiglie che trascorrono le vacanze in Istria (Croazia) prenotano una specifica tipologia di immobili: ville con piscina.

Se possiedi una villa Candy Brick, il tuo obiettivo sono minimo 20.000 – 25.000 euro a stagione, per tanti anni.

I turisti prenotano la tua villa sei mesi o un anno in anticipo!  E spesso pagano una parte del soggiorno diversi mesi prima della stagione estiva!

E ancora : le prenotazioni sono di 7-14-21 giorni, lunghi periodi. Prenotazioni, arrivi e partenze sono organizzati alla perfezione.

E no, una villa Candy Brick non ti costa 500.000 euro!!!! 

 

E invece Algarve? I turisti spendono la maggior parte del tempo in hotel, villaggi vacanze, e appartamenti.

Generalmente prenotano all’ultimo momento (sono giovani e più flessibili/imprevedibili dei turisti in Istria), e restano in media per soli 2,5 giorni.

Nessuno prenoterà (e pagherà) il tuo immobilie in Algarve un anno in anticipo, garantendoti  20.000 – 25.000 euro per stagione !

 

Impossibile, in Algarve. Ma è molto difficile anche in Istria se acquisti un immobile da venditori privati o da agenti immobiliari, il cui obiettivo è solo incassare la commissione di vendita!

 

Le 5 Garanzie, che proteggono il tuo investimento da minimo 20.000 – 25.000 euro a stagione

 

Le ville Candy Brick sono le UNICHE coperte da ben 5 Garanzie di Sicurezza, a protezione dei tuoi interessi.

Acquistando una villa Candy Brick entrerai in un gruppo esclusivo di (9) investitori  privilegiati, e otterrai:

  • Legal  Guarantee (Garanzia Legale)
  • Quality Guarantee (Garanzia di Qualità)
  • Rental Guarantee (Garanzia sugli affitti)
  • Local Master Team Guarantee
  • Exit Strategy Guarantee

Le garanzie verranno illustrate nel dettaglio in alcuni dei prossimi articoli. 

Assicurati quindi di essere iscritto alla newsletter: ISCRIVITI ALLA NEWSLETTER

 

Nei prossimi articoli troverai anche il confronto tra investimenti in immobili in Croazia e in altri paesi come:

  • Italia
  • Spagna
  • Grecia
  • Cipro
  • Francia

Per riceverli, devi essere iscritto alla mailing list: ISCRIVITI ALLA NEWSLETTER

 

10.12
2017

Where to buy investment property? Croatia (Candy Brick, Istria) vs Portugal (Algarve)

Before you start searching for a rental property for sale, decide WHERE to buy investment property.

 

In this article you will find comparison between 2 options – Candy Brick in Istria (Croatia) and Algarve (Portugal).

 

The choice between investment property Candy Brick in Croatia and buying a house in Portugal is simple.

 

Is buying an investment property about sunbathing at the pool, when tourists are out? No, don’t focus on that.

So, maybe it is about listening to your colleagues from job saying big “WOW” and then, after a deep breath, how much they wish they had a holiday home as you do??

No, it’s not about that!!!

Although investments are a journey (you have heard it in this video), when you search for a rental property for sale, think rationally and base your decision on numbers.

Focus on earnings that you will get from the property over time.

If you follow this advice, you will know where to buy investment property.

And you will enjoy your decision too, also sunbathing at the pool 😉

 

Time for numbers!

Let’s push Candy Brick in Istria (Croatia) and Algarve (Portugal) to the wall, so you know everything!

 

 

Overnight stays (this shows YOUR PAYING CLIENTS)

 

You have over 27.400.000 overnight stays in 2017 in Istria (Croatia). This are Candy Brick clients!

(The number of overnight stays is published month by month by the Istrian tourist board. You can easily monitor it here.)

 

 

Now, you need to see the number of overnight stays in Algarve.

Google, help!!

The first try didn’t work out well.

I found only old data and… and the most recent article was not very promising for an investor considering Algarve, when answering the question where to buy investment property.

That was an article about a large drop in the number of UK holidaymakers in Algarve.

Old data from Portugal makes you think that nobody truly cares about providing reliable information to investors, who want to check if Algarve can be called the best place to buy a holiday home abroad.

 

 

Let’s keep on searching using different words, limiting time frame. You need fresh batch of data!

Finally, you’re visiting the website of Statistics Portugal – that one should be the most valid one with updated information!

Wrong!

3 days ago (!!!) they published a document, which shows data on tourists arrival from… 2016!

OK, you don’t want to share with investors, who want to know where to buy investment property, data from 2017.

Then, we’ll make a usage of 2016 data: there were 18,1 mln overnight stays in Algarve in 2016.

(But, just tell me, how is that, that Istria releases official statistic data month by month??!).

 

Overnight stays: OVER 27,4 mln (Istria, Croatia) vs Algarve 18,1 mln (Algarve, Portugal)

 

The difference is huge, of almost 10.000.000 paid nights!!

It’s like you had almost 10.000.000 more occasions to rent your Candy Brick property in Istria (Croatia), than in Algarve.

Not bad at all, especially when investments are a “game” of numbers and experience. And with Candy Brick in Istria you have both 🙂

 

Another aspect to compare: AVERAGE BOOKING of almost 7 days (Istria, Croatia) vs 2,5 days (Algarve, Portugal)

 

You can’t know where to buy investment property, if you don’t know the average length of booking.

In practical terms (read: in $$$), while in Istria you pay for cleaning once a week or once in 2 weeks, in Algarve you pay 2-3 times a week.

Or you want people to stay in dirty rooms and dry up with used towels??!

Given the medium stay of less than 2,5 day, with a property in Algarve your fixed costs get higher and automatically you make less profit with you house.

At the same time, minimum bookings that you receive, as an owner of Candy Brick property in Istria, are guaranteed of 7 or 14 days.

 

Type of client who comes to Istria and Algarve and his spending possibilities.

 

If you have a couple of children, need to travel with a bag full of toys and a dog (sometimes with 2 and a cat too :)), travelling by plane gets just impossible.

You just choose a family-friendly place in the sun, that you can reach in few hours by your own car.

And this is Istria (Croatia), where Candy Brick villas are located.

Who spends here mostly time and book our villas? Families, mostly from Germany, one of the richest European nation.

Pictures illustrates the reasons why more than thousand words.

Distance by car from Germany to Pula, Istria (Croatia)

 

 

Family which booked your villa, leaves early morning, and they can have lunch at the terrace of your Candy Brick villa 😉

Distance by car from Germany to Faro, Algarve (Portugal):

 

 

6 days of exhausting travel with children and dog are just impossible for your villa clients who mostly have 14 days of holiday.

 

In fact, German holidaymakers prefer going to Istria (Croatia) with their families and not to Algarve.

 

Family friendly atmosphere

 

Istria is preferred destination by families, not only because its distance.

The second reason is that Istria is a truly family-friendly place offering high cultural activities.

This is what you get if you google “faro algarve party”

 

 

Young people (read: empty wallet), who book cheapest apartments on Airbnb or hostels in dormitory rooms.

And this is when you google “pula party”:

 

 

In almost all the pictures you can see Amfiteatar in Pula (Istria).

This place hosts concerts, theatre and other cultural events, which costs more than a single euro to enter in.

Such events attract a different than in Algavre type of client to Istria.

Families who come to Istria have high requirements for cultural activities and book accommodation in Candy Brick villas with pools and not in cheapest apartments or hostels.

 

Where to buy investment property: TIME FOR KNOCKOUT

 

 

Families, who come to Istria (Croatia) book mostly a very specific type of accommodation: villas with pools.

If you own a Candy Brick investment property, you target a yearly earning of 20.000 – 25.000 euro in a year, for years.

And tourists make bookings for your villa a year in advance! Often anticipating a part of total payment different months before the season!

What’s more, tourists book for 7 – 14 – 21 days, long periods. Rental, arrivals and departures are perfectly organised.

And no, Candy Brick property doesn’t cost 500.000 euro!!!! 🙂

And what about Algarve? Tourists stay mostly in hotels, holiday villages and holiday apartments.

They book rather last minute (younger and more flexible than in Istria tourists) and stay for 2,5 days in medium only.

Nobody will book your hotel room or an apartment on Airbnb a year in advance guaranteeing you 20.000 – 25.000 euro in a season!

 

Impossible in Algarve, but also very difficult if you buy a property from a no name sellers or via a real estate agents, who cares only about his commission in Istria!

 

5 Security Guarantees, which protects your interests to get 20.000 – 25.000 euro in a season

 

Candy Brick villas are the ONLY ONE covered by 5 Candy Brick Security Guarantees, which protects your interests.

With a purchase of a Candy Brick villa you enter a narrow circle of (9) privileged investors, who get:

  • Legal Guarantee
  • Quality Guarantee
  • Rental Guarantee
  • Local Master Team Guarantee
  • Exit Strategy Guarantee

Guarantees will be explained in next articles 🙂

Make sure you are on our mailing list: JOIN MAILING LIST

 

 

In the next articles you will also find comparison between Croatia and buying investment property in:

  • Italy
  • Spain
  • Greece
  • Cyprus
  • France

 

26.11
2017

Listen to Istrian geodesist before you search for villa for sale in Croatia

Before you search for villa for sale in Croatia, listen to the interview with Deni Tomisic – an expert geodesist from Istria. 

 

You really don’t want to be in a place of a real estate investor, who is buying an investment property abroad, in Croatia, without checking first the land issues!

You should get now a chill up your spine. Brrrr…

 

 

Checking aspects connected with the land seems obvious when… buying a land.

However, it doesn’t sound so self-evident, when going through houses for sale in Croatia with a fine-tooth comb.

And in fact, many investors, once they see how much they can make yearly from renting out the villa to tourists, they don’t analyse much more.

SLOW DOWN

The moment when your eyes feel like 2 bling-bling dollars  is time to take a breath and make a couple of questions.

Start from making sure that the geodesist, who was involved in the construction of the villa that you want to buy and let out in Croatia, is an expert, who really knows his job.

With support of an expert geodesist question marks will quickly disappear and you will be sure what is an interesting investment property and what is definitely not.

 

Interview with Deni Tomisic – an expert geodesist from Istria Croatia

 

In the first episode of Candy Brick Podcast – the first podcast about real estate investing in Croatia – you will meet Deni Tomisic (ABAKA d.o.o., Rovigno in Istria Croatia).

Deni Tomisic can’t count the number of cases that he solved successfully for real estate investors in Croatia.

In the podcast he shares most difficult cases and proves that with expertise and good preparation every goal can be met.

Technical aspects of geodesy, the reasons why every investment project in Croatia must be supported by an expert geodesist, problems of investors who search for villa for sale in Croatia, business opportunities, practical tips – all this you’ll find in this episode!

If you are interested in having a property in Croatia that you rent out to tourists and benefit from rental income, you really need to listen to interview with Deni Tomisic.

 

What are the topics of the podcast with Deni Tomisic? 

 

  • How did it start that Deni Tomisic became an geodesist?

 

  • What was the most difficult project in which Deni Tomisic was involved in, as an geodesist, and how did he solve it? I only mention here, that there was one case in which he found an agreement with 50 people! This shows the importance of human relation for a top-notch geodesy project.

 

  • What does the geodesist actually do?

 

  • Catastar“, land registry Croatia – what data can it give to you?

 

  • What are the mistakes that a geodesist may do during his job? (such errors could cost you a lot of money and nerves if you search for villa for sale in Croatia)

 

  • How to find a geodesist if you are a new investor in Croatia? Who should you avoid to work with?

 

  • You are interested in few real estate in Croatia. Let’s say in Istria. You’re still not the owner. You are coming with them to a geodesist… What should you ask the geodesist to be sure that you actually buy, what you know to buy.

 

  • Case study: February night… big problem with villa for sale. Actually, there were more villas for sale. 3 lawyers in Rijeka Croatia can’t solve Marta Stone’s problem. The real estate agents “seem” to put a trap on a foreign investor. Deni proved (in less than 24 hours!) that the villas priced 1,8 mln euro can be anything. But for sure not an investment! Listen to the whole story in the podcast.

 

  • What are the best places to buy in Croatia? Istria? Dalamtia? Zagreb zone?

 

  • Istria in 10 years – what will it become?

 

Play the audio below and listen to the podcast

18.11
2017

Buying property in Croatia? OK, but first, geodesist

Buying property in Croatia? OK, but first coffee, geodesist

 

If you own a holiday villa in Istria Croatia, you can rent it out to tourists (getting the bookings a year in advance!). Giving you the possibility to make a profit by selling the villa in 10-15 years, when the prices in Croatia will go up.

The problem is that when you start the procedure of buying a property in Croatia and start searching for homes for sale… you must also start dealing with sellers.

No matter if you are wealthy and respected in your home town. If you don’t have determination to analyse some aspects of the property before the purchase, the sellers will think that you are…naive. With money, but still, naive.

And that is a problem for you.

The seller’s interest is different from your interest. the sooner you are aware of it the better.

 

Conflict of interest between you and a no-name seller

 

When you are buying property in Croatia, you need to know that seller’s goal isn’t to help you and consider your concerns as an investor.

They just want your money in their bank account and never see you again.

The sellers are often no-name people, without having a brand and reputation they care about.

And what hurts more, a public opinion that the seller made a terrible job, that everyone can see, or a letter from a lawyer that only the seller and you know about?

Public shame hurts much more and motives people to make a solid job.

I’m not trying to say that you need to get a branded villa immediately.

You just need to get more information before the purchase.

Keep on reading to find out what to check, get informed and show everyone that you are not a naive foreign investor.

 

First step when buying property in Croatia, online research

 

Read and analyse real estate portals and its ads in Croatia, such as Njuškalo, Rightmove Croatia, Immobilienscout24, Immowelt, Place in the Sun Croatia, Crozilla, Real Estate Croatia and so on.

You need to keep updated on the market and what are the offers available.

 

Second step, meetings and viewing

 

When you find interesting options, organise the house viewings with the sellers or real estate agents.

Try and schedule them one after another, so that you can check as many as possible during your stay in Croatia.

The notes, if possible document with images and videos everything you see, take in consideration your feeling and first impression of the place.

Take with you a friend or acquaintance that can help you analyse the property.

It is very relevant recording somehow what is promised or said to you, so you can protect yourself against any traps.

 

The crucial step of buying property in Croatia: analysis of interesting options

 

Don’t get mistaken, no-one else can make the house analyse better than you, not an agent or seller!

If the seller tells you, that the house is 120m² , buy yourself a measuring tape and confirm 🙂

Request proven information – original and updated documents.

Anticipate and avoid serious problems after the purchase you, get enough information beforehand, anticipate and avoid serious of problems after the purchase.

The seller doesn’t want to share with you any negative aspect of the house that could lower your offer or make you give up the buy.

It’s not a matter of luck, which makes the difference on your investment return. It’s the a matter of researching, collecting information and planning.

 

Photos, visits and then?  What else should you check to avoid any regret on your decision

 

Apart of seeing pictures and visiting the house, check also:

  • Trends in tourism in Europe and in Croatia. If you buy a villa to rent out in a country, where tourism decreases, don’t think that its value will increase over time! If you’re buying property in Croatia, check official statistics.
  • How were different construction steps made? Check who were the people involved on the construction, like geodesist, architect, builder and developer, checking those technicalities can  avoid legal problems and construction problems, such as humidity.
  • How the villa in Croatia, you want to buy, will be rented out? What is the marketing strategy for it? Who are the people who will do this job? Your initially helpful agent, once the villa is yours, will not be interested any more on helping you rent it out. Make written agreements with competent people before the purchase.

Don’t be naive when buying a property in Croatia, make sure you tick off the list above.

 

Professional analysis starts from the geodesist

 

From the geodesist? But, I’m not buying a land in Croatia. I’m buying a house!

Take control over the situation when buying property in Croatia, find out who was the geodesist involved in the house project and construction.

This figure is extremely important for the house and the plot. If he made errors, and you don’t do a professional analysis with a new geodesist before the purchase, you will end up paying for it.

Another case study, why should you pay extra for something that doesn’t exists?

Imagine you bought a house on a plot of 435m.

After a few years you wish to sell the house. For that you hire the geodesist to measure the plot.

You find out that the plot is of 400m! Meaning the land registry contains errors.

You have never had 435m. That means you had paid for something that never existed! And it’s only, because you did not check the size of the plot before purchasing with your own geodesist.

Now, if a new buyer surely reads this article and takes in consideration the advice, he will check your plot for sure before the purchase and will surely not pay for 435 m without checking!

 

Buying property in Croatia? OK, but first “coffee” with a geodesist. And you can have it right now

 

Deni, our geodesist works with Abaka a company based in Rovigno, Istria Croatia and has supported many successful projects with his knowledge and expertise.

His role is fundamental for any investment project in the real estate market – without him no villa could be built!

And that is why we interviewed the geodesist to share his knowledge with you.

  • Why is the geodesist so important for an investor? What can the geodesist do for an investor?
  • What type of problems a property investor finds if he doesn’t involve an expert geodesist in the project?

You will also learn:

  • In how many projects was Deni Tomišić involved?
  • What was the most difficult project that Deni Tomišić was involved in and how did he solve it?
  • What are the best places to buy in Croatia? Istria, Dalmatia or maybe Zagreb zone?
  • How does he imagine Istria Croatia in 10 years? What will improve until that time?
  • The most important advice that Deni Tomišić can give to an investor buying an investment property in Croatia from geodesists’ point of view.

Click here to listen to the interview with Deni Tomišić. You can also find it in our youtube channel.